Privacy Statement & Notice

Habitat for Humanity of Northwest Arkansas, Inc. (Habitat) is committed to keeping your information private. We recognize the importance of applicants, partner families, and homeowners place on the privacy and confidentiality of their information. While new technologies allow us to more efficiently serve our customers, we are committed to maintaining privacy standards that are synonymous with our established and trusted name.

When collecting, storing, and retrieving applicant, partner families, and homeowner data – such as tax returns, pay stubs, credit reports, employment verifications and payment history – internal controls are maintained throughout the process to ensure security and confidentiality. We use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

We may disclose the following kids of nonpublic personal information about you only as it relates to your home mortgage in the course of business and permitted by law. Such information may include:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income;
• Information about your transactions with us or others such as your loan balance, payment history; and
• Information we receive from a consumer reporting agency such as your creditworthiness and credit history.

Habitat employees and volunteers are subject to a written policy regarding confidentiality, and access to applicant data is restricted to staff and volunteers on as-needed basis only. Information is used for lawful business purposes and is never shared with third parties without your consent, except as required by law. As permitted by law, we may disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as mortgage servicing agents;
• Nonprofit organizations, government entities, or other subsidy providers.

If you prefer that we do not disclose non-public personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures required by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may call Habitat at 479-326-8822.

This information is provided in compliance with the Gramm-Leach Bliley Act.